Buy A House — Will I Ever Be Able To

Affordability isn't just about the sticker price anymore. Rising insurance premiums, property taxes, and maintenance costs (adding an average of $21,400 per year) are now major hurdles for first-time buyers.

Homes are sitting on the market longer (an average of 70 days as of early 2026), giving buyers more leverage to ask for price reductions or seller concessions. The Challenges You'll Still Face will i ever be able to buy a house

After years of rapid spikes, national home price growth is cooling to a more sustainable pace of roughly 1.2% to 3% , which is roughly in line with inflation. Affordability isn't just about the sticker price anymore