A widely used comparison tool to get instant quotes from various providers. Summary of Top Carriers by Specialty (2026) Top-Rated Provider AM Best Rating Financial Strength New York Life Fixed Indexed Growth Allianz Life Highest MYGA Rates Customer Satisfaction Variety of Options Nationwide What is your primary goal for an annuity— New York Life
These companies offer "no-load" (commission-free) contracts issued by third-party insurers. 5. Online Annuity Marketplaces where to buy annuities
Some brokers work on commission, which could influence their recommendations. 3. Banks and Credit Unions A widely used comparison tool to get instant
Your local bank likely has a partnership with one or more insurance carriers to sell annuities to their customers. Online Annuity Marketplaces Some brokers work on commission,
Buying directly from the source is a common starting point. Many insurance giants allow you to purchase products through their own "captive" agents—professionals who work exclusively for that company.
Buyers who have a specific carrier in mind and want a specialist who knows that company’s products inside and out.