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This is the most popular way to get rich. You must find an account with a high balance (often found during "Trace a Balance Transfer" missions), transfer the money to your own account, and then meticulously delete the transfer logs in both the target's statement and your own to avoid being caught.
This cheat may not work on all versions of the game, specifically version 1.2. Save Editing & External Tools
Instead of many small transfers, you can pool cash from multiple accounts (A to B to C) before making one final transfer to your account. This minimizes the number of connections you need to scrub, reducing the risk of a trace.
Start a new game and enter TooManySecrets as the name (case-sensitive).
If you prefer playing within the game's mechanics, these "exploits" can net you millions of credits:
Always ask for more money or "half up front" when accepting missions to maximize early-game cash flow.