: Covers emergency treatment, hospital stays, and sometimes medical evacuation or repatriation.
: Reimburses non-refundable costs if you must cancel or cut a trip short due to covered reasons like illness.
: Understand your "excess" (the amount you pay toward a claim). If a lost item is worth less than the excess, a claim may not be worth filing.
: Provides for additional expenses (food, accommodation) if your transit is significantly delayed. Essential Steps for a Successful Claim
: Covers loss, theft, or damage to personal items and luggage.