Toronto and the Greater Toronto Area (GTA) have some of the highest insurance rates in Ontario.
Rates in the GTA increased by approximately 10.3% between late 2023 and late 2024, driven by rising auto thefts and the increased cost of vehicle repairs. The "À La Carte" Reform (Coming July 2026) toronto auto insurance
In Toronto , auto insurance is mandatory for all drivers, governed by provincial law under a . This means that in the event of an accident, you typically deal with your own insurance company for claims, regardless of who caused the collision. Average Costs in Toronto Toronto and the Greater Toronto Area (GTA) have
Coverage for standard medical rehabilitation and attendant care remains mandatory. This means that in the event of an
Many benefits that are currently mandatory—such as income replacement, caregiver, and housekeeping benefits—will become optional .
