Things To Know When Buying First Home -

: Most popular; requires a 620+ credit score and as little as 3% down for first-time buyers.

First-time buyers in 2026 have several loan paths, each with specific requirements:

Buying your first home involves balancing your long-term budget with immediate upfront costs. Key financial rules like keeping housing costs below 28% of your gross monthly income can help ensure stability. 🏦 Financing & Mortgage Options

Beyond the purchase price, you must budget for several additional expenses: 7 Tips for First-Time Homebuyers - DFPI