Lease Car Then Buy May 2026

When you sign the lease, the dealer sets a "residual value." This is the pre-determined price you can buy the car for at the end of the lease.

Generally, leasing then buying is slightly more expensive than buying the car brand new with a 0% or low-interest loan, because you pay lease acquisition fees and potentially higher interest rates on the back-end loan. lease car then buy

Unless you have the cash ready, you’ll need to apply for a "used car loan" to cover the residual price at the end of the lease. When you sign the lease, the dealer sets a "residual value

Leasing a car with the intent to buy it later—often called a —is essentially a long-term test drive that ends in ownership. It’s a strategic move for drivers who want lower monthly payments now but want to keep the car for the long haul. Here is how the process works and why you might choose it: How it Works Leasing a car with the intent to buy

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