I Need To Buy Health Insurance Now -

Moving to a new ZIP code, county, or state .

Getting married or divorced, having/adopting a child, or a death in the family that impacts coverage . i need to buy health insurance now

Losing a job-based plan, COBRA, or aging out of a parent's plan at 26 . Moving to a new ZIP code, county, or state

Gaining U.S. citizenship, leaving incarceration, or changes in income that affect subsidy eligibility . Qualifying life event (QLE) - Glossary | HealthCare.gov Moving to a new ZIP code

Since the standard 2026 Open Enrollment period ( Jan 15, 2026) has already passed , your ability to buy health insurance now depends on whether you have a or meet certain income requirements. 1. Check for a Special Enrollment Period (SEP)