If you are age 65 or older, or have certain disabilities, you may be eligible for Medicare.

OHP is Oregon's Medicaid program, providing free or very low-cost health coverage.

: For 2026 coverage, the window is November 1, 2025, to January 15, 2026 .

: You can apply at any time of the year at ONE.Oregon.gov . 2. The Oregon Health Insurance Marketplace

: Based primarily on income. For 2026, adults (19–64) generally qualify if they earn up to 138% of the Federal Poverty Level (approx. $1,799/month for a single person).

: If you experience a qualifying life event (e.g., losing a job, getting married, or having a baby), you can enroll outside of the standard dates. How to Apply : Online : Use the official HealthCare.gov portal.

: Before buying, use the Oregon Window Shopping Tool to preview plans and estimate savings. 3. Medicare (For Seniors)

This is the hub for private health insurance plans. Financial help (subsidies) is only available if you buy through the Marketplace. :