A valid certificate from an authorized Medical Board (typically showing or more disability) is mandatory.
Offers disability-friendly home loans for up to Punjab National Bank (PNB): PNB Divyang Home Loan for up to disabled help buying house
Many major banks offer "disability-friendly" home loans with reduced processing fees and simplified documentation. A valid certificate from an authorized Medical Board
While regular income is needed, many lenders allow disability allowances to be included in the income calculation. 4. Tax Benefits Section 80U & 80DD: Deductions of disabled help buying house
per annum) for income-generating or overall empowerment activities.
Certain states offer additional aid, such as the Divyangjan Housing Scheme in Karnataka for land allotment priority or Maharashtra's Disability Housing Assistance for interest subsidies. 2. Specialized Banking Products