: Scammers use links to direct you to fake websites that mimic banks or credit bureaus.

To check your credit safely, use these official and verified methods:

If you received a text message about checking your credit, , as it is likely a phishing scam intended to steal your personal information. Immediate Safety Precautions

: Even replying "STOP" or "NO" confirms your number is active, which can lead to more scam attempts.

: Legitimate financial institutions will never ask for your Social Security number, account numbers, or PINs via text.