: Eligible buyers can receive up to $40,000 in assistance as a 0% interest "soft second mortgage" that is entirely forgiven after 10 years of residency.
: If the account balance remains under $50,000, interest and other investment income earned on the funds are exempt from Kansas state income tax.
: You qualify as a first-time buyer if you have never owned a home or have not been listed on a property title for the past three consecutive years .