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JEHOVAH’S

WITNESSES

More than 11 years revealing secrets because there is no excuse for secrecy in God’s true religion – The Watchtower, June 1st 1997; Dan 2:47; Matt 10:26; Mark 4:22; Luke 12:2; Acts 4:19, 20.

Watchtower Library New!

Watchtower Library 2016, now just called Watchtower Library is the 19th & last edition of Jehovah’s Witnesses’ research library. It will automatically update on a regular basis within the software. This will negate the need for acquiring subsequent versions of the CD-ROM. There are currently links to 30 language versions on this website:

Bonds | Buy Municipal

: Most states entered 2026 with solid fiscal positions and record-high "rainy-day" reserves to weather potential economic slowdowns.

: With the yield curve steepening, the "sweet spot" for many investors is currently in the 15- to 20-year maturity range, offering attractive income without the extreme volatility of the longest-term bonds. How to Buy: Three Main Paths

The Investor's Guide to Municipal Bonds in 2026: Tax-Free Income in a Changing Market

: For an investor in the top federal tax bracket (37% plus 3.8% NIIT), a muni yield of 3.6% is equivalent to a taxable bond yielding roughly 6.1%. Some long-term munis are reaching tax-equivalent yields north of 7%.

Municipal bonds, or "munis," are essentially loans you make to state and local governments to fund public projects like schools, highways, and hospitals. In 2026, they remain a cornerstone for investors seeking stable, tax-advantaged income, particularly those in higher tax brackets. Why Consider Munis Right Now?

Depending on your capital and experience, there are several ways to add munis to your portfolio: 2026 Outlook: Municipal Bonds | Charles Schwab

Credit quality should remain stable. Growth in tax revenues surged in 2021 and 2022 but have since come back down to their longer- Charles Schwab

Click here for Further Details on Watchtower Library

: Most states entered 2026 with solid fiscal positions and record-high "rainy-day" reserves to weather potential economic slowdowns.

: With the yield curve steepening, the "sweet spot" for many investors is currently in the 15- to 20-year maturity range, offering attractive income without the extreme volatility of the longest-term bonds. How to Buy: Three Main Paths buy municipal bonds

The Investor's Guide to Municipal Bonds in 2026: Tax-Free Income in a Changing Market : Most states entered 2026 with solid fiscal

: For an investor in the top federal tax bracket (37% plus 3.8% NIIT), a muni yield of 3.6% is equivalent to a taxable bond yielding roughly 6.1%. Some long-term munis are reaching tax-equivalent yields north of 7%. Why Consider Munis Right Now

Municipal bonds, or "munis," are essentially loans you make to state and local governments to fund public projects like schools, highways, and hospitals. In 2026, they remain a cornerstone for investors seeking stable, tax-advantaged income, particularly those in higher tax brackets. Why Consider Munis Right Now?

Depending on your capital and experience, there are several ways to add munis to your portfolio: 2026 Outlook: Municipal Bonds | Charles Schwab

Credit quality should remain stable. Growth in tax revenues surged in 2021 and 2022 but have since come back down to their longer- Charles Schwab

2015 Watchtower Library

18th edition of Jehovah’s Witnesses’ CD-ROM for Windows PC. There are currently links to 9 language versions on this website. Click the appropriate image below to download your language version.

2014 Watchtower Library

17th edition of Jehovah’s Witnesses’ CD-ROM for Windows PC. There are currently links to 8 language versions on this website. Click the appropriate image below to download your language version.

2013 Watchtower Library

16th edition of Jehovah’s Witnesses’ CD-ROM for Windows PC. There are currently links to 8 language versions on this website. Click the appropriate image below to download your language version.

2012 Watchtower Library

15th edition of Jehovah’s Witnesses’ CD-ROM for Windows PC. There are currently links to 7 language versions on this website. Click the appropriate image below to download your language version.

2011 Watchtower Library

14th edition of Jehovah’s Witnesses’ CD-ROM for Windows PC. There are currently links to 10 language versions on this website. Click the appropriate image below to download your language version.

2010 Watchtower Library

13th edition of Jehovah’s Witnesses’ CD-ROM for Windows PC. There are currently links to 11 language versions on this website. Click a link to download your language version.

2009 Watchtower Library

12th edition of Jehovah’s Witnesses’ CD-ROM for Windows PC. There are currently links to 9 language versions on this website. Click a link to download your language version.

2008 Watchtower Library

11th edition of Jehovah’s Witnesses’ CD-ROM for Windows PC. There are currently links to 7 language versions on this website. Click a link to download your language version.

2007 Watchtower Library

10th edition of Jehovah’s Witnesses’ CD-ROM for Windows PC. There are currently links to 6 language versions on this website. Click a link to download your language version.

2006 Watchtower Library

9th edition of Jehovah’s Witnesses’ CD-ROM for Windows PC. There are currently links to 2 language versions on this website. Click a link to download your language version.

2005 Watchtower Library

8th Edition of Jehovah’s Witnesses’ CD-ROM for Windows PC. There are currently links to 4 language versions on this website. Click the link to download.

2004 Watchtower Library

7th edition of Jehovah’s Witnesses’ CD-ROM for Windows PC. There are currently links to 4 language versions on this website. Click the link to download.

2003 Watchtower Library

6th Edition of Jehovah’s Witnesses’ CD-ROM for Windows PC. There are currently links to 4 language versions on this website. Click the link to download.

2001 Watchtower Library

5th Edition of Jehovah’s Witnesses’ CD-ROM for Windows PC. There are currently links to 3 language versions on this website. Click the link to download.

1999 Watchtower Library

4th Edition of Jehovah’s Witnesses’ CD-ROM for Windows PC. There is currently a link to 3 language versions on this website. Click the link to download.

1997 Watchtower Library

3rd edition of Jehovah’s Witnesses’ CD-ROM for Windows PC. There is currently a link to 1 language version on this website. Click the link to download.

1995 Watchtower Library

3rd edition of Jehovah’s Witnesses’ CD-ROM for Windows PC. There is currently a link to 1 language version on this website. Click the link to download.

Note: You may get a virus warning when downloading some of the older software of Watchtower Library. This is a false positive. The software is designed for older operating systems: Windows 95 & Windows 98.