Buy Here - Pay Here Payment Center

A BHPH payment center's success is measured by rather than just sales volume. High-performing centers typically maintain a payment yield (actual cash collected vs. scheduled) of 85% or higher. Core Industry Benchmarks (2024–2026)

Roll Rates (the percentage of customers moving from one late bucket to the next). 2. Recency Report

Summarizes cash, credit, ACH, and checks while highlighting NSFs (Non-Sufficient Funds) and chargebacks. 5. Promise-to-Pay (PTP) Kept Rate Purpose: Measures collector effectiveness. buy here pay here payment center

The percentage of customers who made a "Promise to Pay" and actually followed through.

Identifies customers who are delinquent but have paid something recently. A BHPH payment center's success is measured by

Financing income typically accounts for 17% to 18% of total vehicle sales revenue. 📈 Essential Operational Reports

This report provides a comprehensive overview of a performance, focusing on collection efficiency, portfolio health, and operational benchmarks. 📊 Executive Summary: Portfolio Health focusing on collection efficiency

Helps collectors prioritize accounts that have had zero activity versus those making small "good faith" payments. 3. Static Pool (Vintage) Analysis