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Is buying used actually worth it anymore? 2026 prices are weird

In 2026, the gap between new and slightly used cars has narrowed due to high resale values and aggressive new-car incentives. buy a card

: Some financial institutions suggest a stricter 3-year term and keeping costs at 8% of monthly income . Is buying used actually worth it anymore

: Experts recommend putting at least 20% down , financing for no more than 4 years , and keeping total monthly costs (payment + insurance) under 10% of your gross income . buy a card

Before visiting a dealership, determine your "true" budget to avoid overextending yourself.