You cannot get 5% back 0% financing on the same purchase. You have to pick one at the checkout screen. Use rewards for small tech and financing for the big-ticket items. Is It Worth It? Yes, if: You are planning a major home theater or appliance haul. You can pay off your promotional balances on time. You want a high rewards rate for electronics. No, if:
Earn 3% on gas, 2% on dining/grocery, and 1% elsewhere. The Catch: Deferred Interest The "0% interest" financing is actually deferred interest .
You carry a monthly balance (the APR will eat your rewards). You only shop at Best Buy once a year. best buy best buy credit card
The Best Buy Credit Card can be a powerhouse for your wallet if you frequently upgrade your tech. Whether you are eyeing a new OLED TV or a kitchen appliance, Two Cards, One Choice
Neither card carries a yearly cost for membership. You cannot get 5% back 0% financing on the same purchase
To help you decide if it fits your budget, or your typical monthly tech spend .
Use this anywhere Visa is accepted to earn points on everyday purchases. Top Benefits & Perks Is It Worth It
If a single penny remains after the deadline, you are charged interest back to the .